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Debt (I have a credit card debt)

Here are some of the best solutions for how to get out of debt and stay out of debt.

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Click on this if you're also interested in how to prevent getting into debt in the first place.

  1. Downgrade your possessions

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  2. Find a way to earn extra income

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  3. Reward yourself after every achieved goal

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  4. Use extra money from gifts, bonuses, etc. to pay off your debt

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  5. Ask your bank or credit card company to reduce your interest rate

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  6. Ask your bank or credit card company to freeze your interests for a while

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  7. Make more than minimum payment

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  8. Make a balance transfer with 0% interest rate

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  9. Use your credit card only for emergency

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  10. Talk to a credit counselor

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