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Debt (Debt prevention)

Here are some of the best solutions for how to get out of debt and stay out of debt.

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  1. Have an emergency fund

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  2. Charge only what you can afford

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  3. Learn to be happy with less

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  4. Never miss your credit card payments

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  5. Always pay your balance in full

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  6. Avoid cash advances

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  7. Avoid frequent balance transfers

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  8. Immediately report a stolen credit card

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  9. Be sure to understand everything you sign with your bank or credit card company

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  10. Have medical insurance

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  11. Avoid payday loans

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  12. Educate yourself about basic financial concepts

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