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Debt (I have a student loan)

Here are some of the best solutions for how to get out of debt and stay out of debt.

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Click on this if you're also interested in how to prevent getting into debt in the first place.

  1. Deal with your anxiety/insomnia/depression

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  2. Make a list of all your debts and their interest rates

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  3. Make a budget plan

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  4. Set realistic and periodic goals

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  5. Pay debts with higher interest rate first

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  6. Cut down on your expenses

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  7. Find a way to earn extra income

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  8. Use extra money from gifts, bonuses, etc. to pay off your debt

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  9. Talk to a credit counselor

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  10. Maintain your credit score

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