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Debt (I owe to a collection agency)

Here are some of the best solutions for how to get out of debt and stay out of debt.

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Click on this if you're also interested in how to prevent getting into debt in the first place.

  1. Deal with your anxiety/insomnia/depression

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  2. Consider a debt settlement

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  3. Ask family and friends for an interest−free loan

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  4. Don't get emotional

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  5. Make sure this really is your debt

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  6. Ask for a proof that you actually owe to a certain collection agency

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  7. Don't get intimidated

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  8. Write down everything

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  9. Negotiate with the collection agency

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  10. Check the statute of limitations on your debt

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