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Debt

Here are some of the best solutions for how to get out of debt and stay out of debt.

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Click on this if you're also interested in how to prevent getting into debt in the first place.

  1. Do not default on your student loan

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  2. Consider a standard repayment plan

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  3. Consider a graduated repayment plan

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  4. Consider an extended repayment plan

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  5. Consider income−based repayment plans

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  6. Ask for a deferment or a forbearance of your payment

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  7. Try to aim more money toward principal

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  8. Ask for a forgiveness of your student loan

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  9. Check with your employer if he can assist you with repayment

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  10. Avoid consolidation with a private lender

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